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Category Archives: News & Analysis

Insurers to prefer IPO route despite FDI hike to 74%

IPO insurance FDI

  Even as the government has cleared the decks for the insurers to go for 74 per cent hike in FDI cap, most insurance companies may prefer to raise money through an initial public offering (IPO), say analysts. Analysts believe most domestic Indian promoters may be unwilling to give up control. And it won’t be […]

How Edelweiss General Insurance grew faster than industry despite COVID19

Shanai Ghosh, Edelweiss General Insurance

While the Coronavirus pandemic has adversely impacted and disrupted most insurers, it has had a positive impact on  Edelweiss General Insurance, which has recently completed 3 years of operations. Starting out as a digital native, the transition was easy for the company since it had already digitialised most business processes, says Shanai Ghosh, Executive director […]

Nitin Gandhi: How a construction material supplier became one of India’s most successful LIC agents

Nitin Gadhi LIC agent MDRT

Nitin Gandhi’s journey from being a construction material retailer to one of the top LIC agents is a truly inspiring one. His mantra of ‘Meet People, Ask People and Stay with People’ has been the catalyst for his success. He set up his own LIC Agency in 1997 while working alongside in his shop, oblivious […]

FDI hike to 74% will bring new global players to Indian insurance market

FDI insurance

With gazette notification for increase in FDI to 74 per cent by the insurance regulator IRDAI on July 8, the deck is open for global insurance companies that have been waiting in the wings to enter the highly underpenetrated Indian insurance market. According to recent reports, global insurance majors such as Aviva and Generali are […]

Covid-hit Shriram General Insurance to expand non-motor insurance business

Neeraj Prakash Shriram General Insurance

Covid-19 has had a heavy impact on Shriram General Insurance as sales of commercial vehicles and three wheelers, its mainstay from parent Shriram Transport Finance, had come to a standstill during the lockdown. With many vehicle owners stranded due to loss of income, it became very difficult for them to pay insurance premium. Consequently, Shriram […]

Why Hbits’ bet on commercial real estate is an attractive option for investors

Shiv Parekh Hbits realestate

After completing his MBA at Harvard and returning to India, Shiv Parekh who had prior experience working in commercial real estate development realised the opportunity in the space. Commercial real estate offers a rental yield of 8- 9 per cent for finished properties rented out to Grade A tenants like top-rung MNCs. In comparison, residential real […]

Covid19 increases health and life insurance premiums in Q2 FY 21

health insurance and term insurance premiums get dearer

The massive increase in the number of claims due to COVID19 led to a jump in premiums for health insurance and term life insurance in the second quarter of FY21 by 4.87 per cent and 2.79 per cent respectively, said a report by Policyx.com. “Health Insurance Price Index witnessed a major shift in the second […]

5 reasons your loan approval can hit a roadblock despite good credit score

Loan approval emi

Lenders evaluate loan eligibility on the basis of multiple factors like credit score, income, job profile and stability, age, etc. The importance of each of these factors would vary depending on the credit risk matrix used by the lenders and the type of loan applied for. Having a good credit score can certainly improve but […]

How Rajeshwari J took the leap of faith at 42 to become one of the most successful life insurance agents for SBI Life Insurance


There are a handful of successful women in the Insurance Industry. So when one comes across a success story it is remarkable because making a mark in this field, especially as a financial advisor, is not a piece of cake. In the year 2006, Rajeshwari Jandhyala stepped into insurance selling at the age of 42, […]

Motor Insurance: How to be ready for monsoon breakdowns

monsoons motorinsurance carinsurance flooding

Monsoons cause a lot of vehicle troubles and it is always advisable to be prepared before the rains sets in. One not only needs to be extra cautious while driving but must make sure their vehicle is adequately secured against all possible damages. It is also good to know what is covered and not covered […]