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Author Archives: Mandar Bakre

Online insurance purchase is more secure than buying offline: Naval Goel of PolicyX

POLICYX Naval Goel web aggregator

While working with US-based insurance giant AIG, Naval Goel realised that insurance penetration in India was one of the lowest, making it a huge untapped opportunity. The year was 2010 and he decided to return home to create a platform for insurance agents to sell motor insurance. With inadequate technology in the segment, Goel decided […]

Why you should go for inheritance planning

rajat dutta inheritance needs planning

When a 40-year-old man died in his sleep at night, his wife, a professional in a high-pressure job, was overseas. She rushed back, but suffered trauma from the news and had to be institutionalised. The couple’s 12-year-old daughter was unable to access funds in the bank accounts being a minor. It was only when Inheritance […]

Smartcoin: How this start-up is using technology to offer short-term loans to the unbanked

Rohit Garg smartcoin

Smartcoin, an app-based consumer lending platform, was one of the several businesses that faced a lot of disruption during the pandemic. Even good borrowers who wanted to repay were unable or unwilling to do so. During the lockdown, they found that many borrowers were trying to hold on to cash because they were worried about […]

BASIC Home Loan: How this start-up is tapping affordable housing loan segment in tier 2 & tier 3 cities

home loan basic home loan

In a country where 60 percent of the loans are sanctioned in just Delhi-national capital region (NCR) and Maharashtra, it is obviously difficult for those in tier 2 and tier 3 cities to buy their dream home. The tedious home loan process and lack of bank branches in small towns has made it difficult for […]