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Author Archives: Karan Deo Sharma

Why you should invest in ULIPs for minimum 10 years

personal finance

The withdrawal of tax-break on Unit Linked Insurance Plans (ULIPs) in the latest union budget has reignited the debate between the ULIPs and tax-saver equity funds also called Equity Linked Savings Schemes (ELSS). Until now, there was no capital gains tax on the ULIP proceeds on maturity. After the latest budget, the proceeds from ULIP […]

7 golden rules to save and invest for your child’s education.

save and invest for your child’s education

The cost of higher education is rising at a fast clip in India thanks to general inflation in the economy and a relative decline in public investment in higher education. In the last five years, government expenditure has grown at an annualised rate of only 5 percent, which is not even enough to cover the […]

Retirement planning: 5 tips to retire rich

Retirement Plan

Financial is catching on in India but it still remains a low priority for most people. According to a recent survey by PGIM India Mutual Fund, 51 percent Indians haven’t worked out any retirement plan and this number is as high as 68 percent for people who earn less than Rs30,000 per month. Retirement planning […]

5 tips to buy health insurance during COVID-19 & beyond.

5 tips to buy health insurance during COVID-19 & beyond

The Coronavirus (COVID-19) pandemic has created a new urgency among people to buy health insurance. Sensing demand most insurance companies have launched a short-term health insurance to cover the medical expenses of COVID-19 treatment. Corona Kavach has become an umbrella term for insurance plans covering the virus treatment expenses. A basic Corona Kavach with a […]

Lessons from COVID-19 Lockdown: 10 tips to build your emergency fund

Money Growth Financial Planning Fund

One of the many enduring lessons from the economic repercussions of the coronavirus has been that it pays to have a pool of savings to dip into during times like these.  Social distancing and the economic lockdown imposed by the government to arrest the spread of COVID-19 have resulted in loss of income and jobs […]

How to manage your money in the post COVID-19 world

manage your money in the post COVID-19 world

The COVID-19 pandemic is not only a public health crisis but also an economic and financial disaster. The government-enforced lockdown to slow the spread of coronavirus has left a long economic trail whose impact on our wallets and its purchasing power will be felt long after the virus will have lost its potency to our […]

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