Author Archives: Karan Deo Sharma

Indian stocks are among the most expensive in the world. And the post pandemic rally has made the stock market even more expensive. Most stocks have doubled or even tripled in value since the end of March last year even if their profits are yet to scale the pre-pandemic highs. This is most clearly visible […]

The post pandemic period on the bourses has been all about investing in the right sectors. While the entire market is up in the last 15 months on the back of easy liquidity in the financial markets, record low interest rates and a recovery in corporate profits from the lows of June 20 quarter, the […]

The events in the last week suggest that low interest rates in India are here to stay for some time despite a steady rise in inflation that is usually a precursor for higher interest rates. The new financial year started with the central government announcing a sharp cut in interest rate on post office deposits […]

Gold is a hedge against instability  and uncertainty in the broader economy and other assets markets. There are many ways to own gold and returns could vary quite a bit from the headline number depending on the form in which you added the yellow metal to your portfolio  Besides buying gold bars and coins, three […]

Whether to buy a house or rent one? This is one of the biggest dilemmas working professional face in India. The question is especially true in the post-pandemic environment where homes have become our place of work as well. The work from home or WFH has suddenly increased our affinity to home unlike in the […]

In 2013 Apple Inc, the world’s most profitable and cash rich company, surprised the world by announcing a plan to borrow cash from the bond market to reward its shareholders with higher dividend and share buybacks. The company has since continued to borrow every year, taking advantage of record low interest rates rather than dip […]

We are in the fourth quarter of the financial year 2020-21. It is that time of the year when most Indians, especially those with salary income, spend time on tax planning. People look for financial instruments that can help them save income tax and also create some long-term financial assets in return. The latter is […]

Tax saving equity mutual funds are one of the best ways to save income tax. Also called Equity Linked Savings Schemes (ELSS), these funds primarily invest in equities and are riskier than fixed income-oriented tax savings instruments like endowment and whole-life insurance plans and even tax savings bonds. ELSS, however, offer the opportunity to give […]