During conversations with his friends and family, Sudarshan Lodha realized that 60-70% of their money was invested in real estate and it was arguably the largest asset class. Research also showed that most of the savings of Indians went into gold and real estate. And surprisingly, 24% of India’s money is put into residential real […]
Author Archives: Deepa Nair
Health Insurance
How Vital is trying to bring low-cost, personalised health insurance policies for all
06
Sep
Sep
The Covid pandemic has emphasized the importance and boosted the demand for health insurance. But with insurers witnessing a deluge of claims coupled with medical inflation, it has also resulted in rising health insurance premiums. Vital, an insure-tech platform is trying to address this problem of making health insurance coverage accessible to all by […]
01
Sep
Sep
Handling crisis and risk is at the core of insurance business. With the COVID-19 pandemic, insurance companies found themselves in the centre of a storm. In a matter of hours and days they had to make their entire operations remote. At the same time, the insurance regulator IRDAI clarified that Covid is covered under all […]
25
Aug
Aug
Investment in equity, whether by buying directly or indirectly through equity mutual funds, is currently more popular than ever before. This trend is likely to persist given the continuation of the low interest rate regime by most of the world’s major central banks. To take advantage of this global equity tailwind, it is not only […]
23
Aug
Aug
Online investing platform Kuvera is among the beneficiaries of the equity markets bull run and the rising interest among tech-savvy youngsters to invest in financial instruments at the lowest possible cost. Direct investing platforms such as Kuvera, Zerodha and Groww, which offer zero commission mutual fund investments, have seen their investor base increase rapidly. As […]
News & Analysis
How Savart is making wealth management affordable and accessible to retail investors
16
Aug
Aug
When 18-year old Sankarsh Chanda conceptualized Savart in 2016, it was to build a high tech investment advisory company with an algorithm-based system to help people manage their money better. His mentor, however, asked him to conduct an on-ground survey. On speaking to people, he realized that some very basic problems kept people away from […]
Life Insurance
Why Covid-19 has induced a push towards pure protection related life insurance products
06
Aug
Aug
The Coronavirus pandemic, along with a threat to life, has brought to the fore the core of life insurance – a need to secure the financial well-being of loved ones in case a tragedy hits. The shift towards protection products is widely visible both in terms of demand and supply. As of May […]
28
Jul
Jul
While the Coronavirus pandemic has adversely impacted and disrupted most insurers, it has had a positive impact on Edelweiss General Insurance, which has recently completed 3 years of operations. Starting out as a digital native, the transition was easy for the company since it had already digitialised most business processes, says Shanai Ghosh, Executive director […]
14
Jul
Jul
Covid-19 has had a heavy impact on Shriram General Insurance as sales of commercial vehicles and three wheelers, its mainstay from parent Shriram Transport Finance, had come to a standstill during the lockdown. With many vehicle owners stranded due to loss of income, it became very difficult for them to pay insurance premium. Consequently, Shriram […]
09
Jul
Jul
After completing his MBA at Harvard and returning to India, Shiv Parekh who had prior experience working in commercial real estate development realised the opportunity in the space. Commercial real estate offers a rental yield of 8- 9 per cent for finished properties rented out to Grade A tenants like top-rung MNCs. In comparison, residential real […]
